Pollution Liability Insurance

If your work involves chemicals, waste, or site cleanup, one mistake could lead to costly claims. At F&T Insurance Agency, we help businesses across Massachusetts, Rhode Island, Connecticut, and New York protect themselves from environmental risks with pollution liability coverage that’s clear and comprehensive.

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Cover the Unexpected

Environmental Coverage That Protects

Whether you’re managing construction in Worcester, landscaping in Warwick, or manufacturing in Stamford, we offer pollution liability insurance contractors and companies trust. We help you meet contract requirements, stay compliant, and avoid major financial losses.

Third-Party Contamination Claims

If pollutants from your job site or facility affect a nearby property or water source, our environmental liability coverage policies help pay for cleanup and legal fees.

Site Clean-Up Costs

Accidental spills and improper disposal can trigger costly remediation. Our pollution insurance policy options protect you from those out-of-pocket expenses.

Regulatory & Fines Protection

We help you manage the risk of EPA violations, local fines, and cleanup mandates. Our environmental insurance solutions support compliance and peace of mind.

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Straight Answers for Risk-Aware Businesses

  • Who needs pollution liability insurance?

    Anyone handling hazardous materials, chemicals, or waste—including contractors, auto shops, dry cleaners, landscapers, and manufacturers.

  • Is this included in general liability?

    No. Pollution risks are usually excluded. You need a separate pollution liability policy to be fully protected.

  • How much coverage do I need?

    It depends on your operations, project scale, and contract terms. We help assess your exposure and recommend limits that work.

  • What types of pollution are covered?

    Most policies cover gradual and sudden pollution events—like spills, leaks, soil contamination, or runoff.

  • Is pollution coverage expensive?

    Not necessarily. We work with pollution insurance providers MA trusts to find affordable pollution insurance MA businesses can count on.

Real Risk, Real Help

Let’s Minimize the Fallout

At F&T Insurance Agency, we help you understand your environmental risks and get ahead of them. From reviewing contract terms to walking you through claims, we offer the one-on-one guidance you need to protect your business and reputation.

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