Commercial Auto Insurance

Your vehicles are essential to your business—whether they deliver products, transport equipment, or carry your team to job sites. At F&T Insurance Agency, we help companies across Massachusetts, Rhode Island, Connecticut, and New York protect their business on wheels with commercial auto coverage that’s straightforward and dependable.

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Coverage That Moves

Auto Insurance for Business Vehicles

Whether you run a single work van in Westport MA or manage a service fleet in Providence, we offer commercial auto insurance businesses rely on. Our policies are built to protect your vehicles, drivers, and bottom line.

Vehicle Damage Coverage

Our business vehicle insurance covers collisions, theft, and weather damage to company-owned trucks, vans, and cars.

Liability for Accidents

Accidents happen. Our commercial car insurance options include liability protection for injuries or property damage caused by your vehicles.

Fleet & Multi-Vehicle Support

For businesses with multiple vehicles, we offer tailored fleet insurance with discounts, tracking options, and simplified policy management.

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Your Most Common Questions, Answered

  • Who needs commercial auto insurance?

    If your business owns or operates vehicles—whether one or twenty—you likely need a commercial auto policy. We help confirm requirements.

  • Can I insure vehicles used for both business and personal use?

    Yes, but you may need special coverage terms. We’ll help clarify where personal auto ends and commercial begins.

  • Does it cover employee drivers?

    Yes, as long as they’re listed or permitted drivers. We’ll guide you through proper driver disclosure and eligibility.

  • Are tools and materials in the vehicle covered?

    Not automatically. Business contents usually require an add-on or separate inland marine policy. We’ll help secure full protection.

  • How do I get affordable commercial auto insurance?

    We shop multiple commercial auto insurance providers MA-wide and recommend cost-saving options based on your vehicle type and usage.

Driven by Dependability

We Keep Your Wheels Protected

At F&T Insurance Agency, we understand the real-world risks of business on the road. We’ll walk you through your coverage, help you manage claims fast, and give you the one-on-one support your team deserves.

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