Motorcycle Insurance

Whether you're riding back roads in the Berkshires or commuting through downtown Providence, your motorcycle deserves solid protection. At F&T Insurance Agency, we provide motorcycle insurance that keeps you covered across Massachusetts, Rhode Island, Connecticut, and New York—with real guidance and no guesswork.

An elderly woman wearing a straw hat is standing in a greenhouse.

Ride with Confidence

Motorcycle Coverage That Keeps Up

From weekend cruisers to daily commuters, we help riders get the motorcycle insurance coverage the roads demand. We work with top motorcycle insurance providers to match your needs with clear policies and personal service.

Collision & Comprehensive Coverage

From accidents to vandalism, our motorcycle insurance includes protection for your bike—whether it's parked or on the road.

Gear & Accessories Protection

We offer bike insurance to include coverage for riding gear, helmets, saddlebags, and other custom accessories.

Liability for the Unexpected

Even careful riders can face legal claims. Our motorcycle insurance coverage includes bodily injury and property damage liability for peace of mind.

Looking up at a tree with lots of branches and leaves.
A family is walking through a field holding hands.

Answers for Everyday Riders

  • Do I need motorcycle insurance in MA?

    Yes. Massachusetts requires liability insurance for all motorcycles. We’ll help you meet the law—and protect yourself beyond the minimums.


  • Can I insure a custom or modified bike?

    Absolutely. We help riders insure modified or custom motorcycles with coverage that reflects true value and risk.


  • Is gear and accessory coverage standard?

    Some policies include limited gear protection, but we often recommend specific coverage for helmets, jackets, and more.

  • How are motorcycle premiums calculated?

    Rates depend on bike type, age, location, riding history, and coverage limits. We compare quotes to find affordable motorcycle insurance MA riders appreciate.


  • What discounts are available?

    Multi-policy bundling, safety courses, and secure storage can all lead to lower rates. We’ll find every discount you’re eligible for.

Let’s Ride Together

Motorcycle Insurance Made Easy

At F&T Insurance Agency, you’re not just getting a policy—you’re getting a partner. We help you find the best motorcycle insurance, explain your options clearly, and guide you through every mile—from quote to claim.

A woman is walking down the street holding a cup of coffee.