Life & Disability Insurance, Built for Connecticut Families

At F&T Insurance Agency, we help individuals and families throughout Connecticut—from Stamford to Simsbury—plan for life’s big changes and unpredictable moments. Our life and disability insurance options are designed to protect your income, secure your family’s future, and provide real peace of mind—without the fine print or hard sell.

Life Insurance That Grows with You

Whether you’re buying your first policy in New Haven, updating coverage in Glastonbury, or setting up protection for your family in Norwalk, we offer CT life insurance that reflects your goals. Choose from term or whole life options with one-on-one guidance every step of the way.

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Disability Insurance That Safeguards Your Paycheck

Your ability to earn is one of your most valuable assets. Our Connecticut disability insurance helps replace your income if an injury or illness keeps you from working. We serve professionals in Hartford, self-employed workers in Danbury, and more.

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Long-Term Care Insurance for the Future You Want

From assisted living in Fairfield to home health care support in Waterbury, the costs of long-term care can be significant. We help you plan ahead with CT long-term care insurance that makes those services more accessible—without draining your savings.

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Special Needs Planning That Lasts a Lifetime

We support families across Connecticut—including those in West Hartford, Milford, and Tolland—with special needs planning built to secure the future of loved ones with disabilities. We help you choose the right combination of insurance, trusts, and long-term strategies.

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