Home Insurance in Massachusetts

Your home in Massachusetts deserves more than generic coverage. At F&T Insurance Agency, we help homeowners across the state—from Cape Cod to Worcester—find Massachusetts home insurance that’s built around local risks and personal service. Whether you’re protecting a colonial in Lexington or a cottage in Westport, our policies are backed by real guidance from people who care.

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Protection Close to Home

Home Insurance That Fits Life in MA

Every Massachusetts home is different, and so is every homeowner. That’s why we take the time to walk you through your coverage options and help you compare home insurance quotes Massachusetts residents trust. From Nor’easter winds to city-specific fire risks, we tailor every policy to your location.

Storm Damage

Our homeowners insurance MA covers wind, hail, and winter storms—common threats from the Berkshires to Boston.

Fire & Theft

We protect homes across the state against fire, break-ins, and unexpected loss, with clear property insurance that’s easy to manage.

Liability Protection

We offer straightforward liability coverage for Massachusetts homeowners—critical protection if someone is injured on your property.

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Questions We Hear Most in MA

  • What does a typical Massachusetts home insurance policy include?

    Dwelling, belongings, liability, and temporary housing if your home is damaged.

  • Is home insurance required in MA?

    Not by law, but lenders often require it—and it’s essential to protect your investment.

  • Can I get flood insurance with my home policy?

    We can help add separate flood protection, especially in flood-prone areas like the South Shore.

  • Does bundling help in Massachusetts?

    Yes. We often help clients lower premiums by bundling home and auto coverage.

  • How do I find the best rate?

    We shop multiple carriers to find the best home insurance MA offers—without cutting corners on coverage.

Insurance That Feels Personal

Let’s Protect Your Massachusetts Home

At F&T Insurance Agency, you get more than a policy. You get personal guidance, claims support, and one-on-one help from a local team that knows the risks and realities of life in Massachusetts.

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