Commercial Property Insurance in Massachusetts

From coastal storefronts in New Bedford to warehouses along I-90, Massachusetts businesses rely on their physical spaces to operate and grow. At F&T Insurance Agency, based right here in Westport, we help companies across the state secure commercial property insurance MA business owners trust—coverage that’s grounded in local insight and built around your goals.

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Focused on Massachusetts Businesses

Business Property Coverage That Works Here

Whether you own a shop in Worcester, lease office space in Cambridge, or manage a multi-unit building in Springfield, we help you protect what keeps your business running. Our business property coverage MA clients rely on is tailored for regional risks—like winter storms, salt air corrosion, and aging infrastructure. We offer affordable commercial property insurance MA-wide, backed by one-on-one service and real local experience.

Structural Damage Coverage

From Nor’easters to frozen pipes, we help cover building repairs for fires, storms, and vandalism that impact your Massachusetts location.

Contents & Equipment Protection

Whether it’s restaurant equipment in Fall River or retail inventory in Pittsfield, we protect the items your business can’t run without.

Business Interruption Coverage

If a fire or storm temporarily closes your doors, our policies help replace lost income while you get back on your feet.

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Questions Massachusetts Business Owners Ask

  • What does commercial property insurance cover in MA?

    It typically includes coverage for your building, interior improvements, equipment, furniture, and business inventory.

  • Is property insurance required for businesses in Massachusetts?

    Not by state law—but if you lease or finance your space, it’s usually required. Either way, it’s critical to protect your operations.

  • Can I get coverage for older buildings?

    Yes. We work with Massachusetts businesses in historic buildings or mixed-use properties to find smart coverage options that meet code.

  • What if I have multiple MA locations?

    We build commercial property packages that work for multi-site operations—whether you’re in Boston and Barnstable or Salem and South Hadley.

  • How can I find affordable property insurance for my MA business?

    We compare quotes from top carriers and adjust deductibles, limits, and add-ons to help you get affordable commercial property insurance MA businesses actually use and understand.

Rooted in Westport. Built for MA.

Let’s Protect the Heart of Your Business

At F&T Insurance Agency, we understand what Massachusetts businesses face—from coastal weather to city-specific zoning concerns. We’ll help you navigate the fine print, adjust as your business grows, and stand beside you when it matters most.

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