Commercial Property Insurance in Connecticut

From retail spaces in Stamford to small businesses along the Connecticut River, your physical location plays a central role in how you operate. At F&T Insurance Agency, we help business owners across the state find commercial property insurance CT professionals rely on—coverage designed for real risks, local conditions, and long-term growth.

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Built for Connecticut Business Owners

Business Property Coverage That Understands CT

Whether you run a restaurant in New Haven, manage an office in Hartford, or own a workshop in Danbury, we help you protect your space, assets, and ability to keep moving. Our business property coverage CT clients trust is built around real conditions—from seasonal weather to property liability—and supported by our personalized, hands-on service.

Fire & Weather Damage

We offer protection against common threats across Connecticut, including frozen pipes, fires, snow damage, and power surges.

Contents & Equipment Protection

From medical equipment in Bridgeport to tech setups in Norwalk, we help cover the tools, furnishings, and inventory that keep you operating.

Income Loss Coverage

If property damage forces you to close temporarily, our commercial property insurance CT policies can help replace lost income and support your recovery timeline.

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Questions Connecticut Business Owners Ask

  • What does CT commercial property insurance usually include?

    Coverage typically includes your building (if owned), improvements to leased spaces, business contents, and income interruption protection.

  • Is this coverage required in Connecticut?

    While it’s not required by law, lenders, landlords, and franchise agreements often require proof of property coverage.

  • Can you help cover multiple business locations?

    Yes. Whether you operate in one city or across the state, we’ll help structure a policy that protects every property you manage.

  • Does the policy include flood coverage?

    Not by default. We’ll assess your risk—especially near rivers or the shoreline—and add flood insurance where necessary.

  • How do I find affordable commercial property insurance in CT?

    We compare multiple top carriers and tailor the coverage to fit your space, risk profile, and budget—so you get solid protection at the right price.

CT Service That Gets It Right

Let’s Protect Your Connecticut Business Property

At F&T Insurance Agency, we’ve helped Connecticut business owners protect their buildings and contents for years. We’ll walk you through your options, tailor coverage that fits your work, and support you if something goes wrong—personally and professionally.

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