Auto Insurance in New York

From city gridlock to upstate backroads, New York drivers face a wide range of risks. At F&T Insurance Agency, we provide New York auto insurance that fits how—and where—you drive. Whether you're commuting through the Bronx or parking in Buffalo, we deliver coverage backed by clarity, support, and local experience.

An elderly woman wearing a straw hat is standing in a greenhouse.

Protection for Every NY Driver

Auto Insurance That Keeps You Moving

From compact cars in Queens to work trucks in Schroon Lake, we help you find car insurance NY drivers trust to keep them protected. We compare options from trusted carriers to help you choose the best NY auto insurance for your lifestyle and budget—without the hassle or the guesswork.

Collision & Comprehensive

Accidents, weather, vandalism—we cover the unexpected so you’re not left paying out of pocket when things go wrong.

Liability Coverage

We help ensure your NY policy meets state liability requirements and protects you from the financial impact of injury or property damage claims.

Uninsured Motorist Protection

With traffic as unpredictable as the drivers in it, our New York auto insurance includes coverage for accidents involving uninsured or underinsured motorists.

Looking up at a tree with lots of branches and leaves.
A family is walking through a field holding hands.

Questions We Hear in NY

  • What’s required for auto insurance in New York?

    Liability, personal injury protection (PIP), and uninsured motorist coverage are all required. We help make sure you’re fully compliant.

  • Is New York a no-fault insurance state?

    Yes. We’ll help you understand how no-fault coverage works and make sure your PIP benefits are sufficient.

  • What affects my auto insurance rate in NY?

    Location, driving history, vehicle type, and coverage limits all play a role. We help you adjust your plan to fit your needs and budget.

  • Can I get better coverage without overpaying?

    Yes. We compare carriers to help you find the best NY auto insurance—coverage that fits your life and your wallet.

  • How do I switch from another provider?

    We handle the transition for you. From canceling your old policy to activating your new one, we make it easy.

Support That Travels With You

Let’s Cover Your NY Vehicle

At F&T Insurance Agency, we don’t just sell policies—we build relationships. Whether you're renewing coverage or filing a claim, our team is here with real answers and ready support, every mile of the way.

A woman is walking down the street holding a cup of coffee.